Uncategorized Self-Employed? What You Need to Know about Financing a Home in 2020 Self-employed borrowers have always had to jump through a few hoops to finance or refinance their homes. Without a traditional paycheck, lenders look for other ways to document income. The COVID-19 pandemic has affected many business owners and delayed tax return filings. As a result, Fannie Mae and Freddie Mac have enacted changes in the […]
Uncategorized 4 Ways to Instantly Upgrade Your Mudroom The original purpose of a mudroom was to ensure that the dirt and grime of the outdoors never made it inside your home, where visitors could see it. Believe it or not, the modern mudroom is often the first thing your guests see, as more formal entries are shunned in favor of the casual entrance […]
Uncategorized 5 Questions Sellers Have about the Market during the Coronavirus Outbreak Answered There are so many questions and concerns amid the Covid-19 coronavirus outbreak. The real estate market is especially hard hit and sellers are concerned. Real estate at its core is a people business. It relies on person-to-person interaction and the coronavirus necessarily limits this contact. As the spring selling season gets started, home sellers will […]
Uncategorized Real Estate and The Coronavirus 5 Questions Buyers Have During the Coronavirus Outbreak Answered Everyone is being affected in some manner by the outbreak of Covid-19 coronavirus. During this time, buyers will have more questions than normal about the home buying process and their ability to buy a new home. While we can’t predict what the next few weeks and […]
Uncategorized 3 Benefits to Buying Your Dream Home this Year Finding the perfect time to buy a home is a challenge that requires research and a bit of luck. While timing the purchase perfectly might be desirable, the truth is the right time is a personal decision. As we enter 2020, you might be wondering if this is the right time to buy your dream […]
Uncategorized How to Get Over Losing Out On Your Dream Home Words I hate to say!!! “I’m so sorry, they went with another offer.” It’s a shocking thing to hear; you’ve already moved into that dream home in your mind. It’s common to start second guessing yourself, even condemning yourself for not offering more money or better terms, but the truth is sometimes it just doesn’t […]
Uncategorized Why do Homes Listed with Professional Real Estate Photos Sell Quicker and For More Money? If you are planning to list your home for sale, you probably already know that you need to prepare your home for the market. The point is to create the most attractive, welcoming version of your home to entice buyers into the home and encourage offers. Your listing needs attention also! Professional photography is the […]
Uncategorized Say What? Home-Buying Lingo You Should Know If you are a first time home buyer, or even a repeat buyer, you quickly realize that real estate has a language all its own. Understanding some of the lingo can help you navigate the process a little easier. By learning a few critical terms, you will be in a better position to ask the […]
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Uncategorized Preparing Your Home for the Colder Months Now that the warm summer months are behind us, it’s time to prepare for winter. Regardless of whether you expect to see sub-zero temperatures this season or you live in one of the warmer climates, preparing your home for colder weather can save you money and hassle this winter. So before you dig out your […]
Uncategorized Tips to Pay off Your Loan Faster Tips to Pay off Your Loan Faster For generations, homeowners would buy a home for life. Working over the years to make the payments and celebrating the end of the 30 year mortgage were great milestones in the family. Today, few home buyers expect to be in their home for longer than 7 years on […]
Uncategorized 4 Reasons to Sell this Fall Traditional lore says that the best time to list your home for sale is spring and if it hasn’t sold by the end of summer, you’re out of luck. Along the same lines, homeowners across the country are often advised not to list in the fall and wait until after the holidays to list. The […]
my blog Top Tips When Buying Vacant Land Copy Copy Building a new home from scratch can be a dream come true. The idea of designing the perfect property with morning sun in the kitchen and evening breezes on the deck can be exhilarating; the first step to a successful project is finding the right piece of land on which to build. This can present […]
Uncategorized What Does “Move-in Ready” Really Mean? If you’ve been searching for a new home no doubt you’ve seen the term, “move-in ready.” This description sounds very appealing, but understanding what it actually means is important so you have the right expectations when arranging your home listing tour. First it’s important to remember that the descriptions in real estate listings are written […]
Uncategorized SHOULD SELLERS OFFER HOME WARRANTIES?   If you are selling your home, one of the most common requests with the buyer’s offer is to pay for a home warranty. As a seller, you might be wondering if it’s something that’s worth the expense. Some agents suggest that the seller purchase a listing warranty as well as part of the sales […]
Uncategorized Maximizing Your Home Value Are you ready to list your home for sale? One of the first questions you might have is, “how can I maximize my home value?” Every seller wants to get the best possible price for their home; fortunately there are ways to make sure your potential buyers see the true value of your property and […]
Uncategorized Qualifying for a Loan – What do I need to qualify? Before you start searching for your new home, the first step is to speak with a lender and determine your budget. This is being pre-qualified for a loan. Once you find the right home, then your lender will order an appraisal of the property and complete your financing. If this is your first home purchase, […]
Uncategorized Choosing the Right Offer Congratulations, you have multiple offers on your home listing. It’s exciting to hear that you have a choice in buyers. Yet how can you make sure that you choose the right offer? With varying sales prices and terms, comparing offers might be harder than you expected. Still – it’s a great problem to have. If […]
Uncategorized Negotiating for Top Dollar Selling your home? Every seller wants to make sure they sell their home for the best possible sales price. Getting top dollar for your home is not as complicated as you might think. By using a simple negotiation strategy, you can make sure receive the best price for your home listing. The first step in […]
Uncategorized Do you questions if you should test for Lead? I was surprised to find out children with lead poising may not ever show symptoms.  It is so easy for a child to get lead poising.  See this article  on Lead Base paint.  https://www.hud.gov/program_offices/healthy_homes/healthyhomes/lead. If you are buying a home prior 1978 make sure you receive a copy of the lead base brochure. http://www.oregon.gov/ohcs/hd/hrs/cfcreserv/home_lbpaintbrochure.pdf